If you need effective benefit solutions for your business, we can provide access to customized group benefits plans, including life insurance and disability insurance, as well as health, dental and visioncare insurance. We also have access to innovative products and services, such as benefit plans for foreign workers.

Our flexible and innovative benefits plans can be tailored to fit the specific needs of your organization, whether it's large or small.
 

What are Group Benefits

Types of Group Insurance

  • Employee and Dependent Term Life Insurance
  • Accidental Death and Dismemberment
  • Optional Term Life
  • Short-Term Disability
  • Long-Term Disability
  • Healthcare
  • Visioncare
  • Dentalcare
  • Medical Reimbursement Plan (Cost-Plus)
  • Employee Assistance Program

Advantages to the Employer

  • Established corporate policy in the event of death or disability
  • Attract and retain key employees
  • Increased morale
  • Reduced absenteeism and increased productivity among employees
  • Tax incentives
  • Hassle-free administration

Advantages to the Employee

  • Basic protection for the employee and family
  • Less expensive than individual insurance
  • Higher standard of healthcare than otherwise possible
  • Tax advantaged compensation
  • Coverage for “uninsurables”
  • Hassle free administration

Health Spending Accounts

A health spending account (HSA) is a group benefit that provides reimbursement for a wide range of health-related expenses, over and above regular benefit plans. HSAs are administered in accordance with Canada Revenue Agency guidelines.

You can claim any item or service allowed under the Income Tax Act of Canada as a medical expense. Your HSA is available for unpaid balances or expenses not covered under your other benefit plans (including government plans, your group benefits plan and, if applicable, your spouse's group benefits plans). The list includes vision care expenses (glasses, contact lenses, and laser eye surgery), prescription drug expenses commonly excluded on extended health care plans (fertility drugs, erectile dysfunction drugs), paramedical practitioners (psychologists, optometrists, acupuncturists), adult orthodontics (dental braces). Balances not reimbursed on your dental or extended health care plans, such as deductible amounts and coinsurance, are also eligible.

Get a Quote for Group Benefits

To obtain a quote from us, please email us and request a census sheet.

Forms can be email to group@wrgoc.ca or faxed to us at 780-419-6653 to the attention of Rita Koch.

Investments for Groups

If you have a business, group retirement and savings plans can play a key role in helping you attract and retain quality employees. We have access to a wide variety of group retirement and savings plans.

These plans include:

  • Group registered retirement savings plans and TFSAs
  • Deferred profit sharing plans
  • Defined contribution pension plans
  • Non-registered savings programs

Contact us today to find out more about group retirement and savings plans, and how they can benefit your business.

Group retirement and savings plans

If you have a business, group retirement and savings plans can play a key role in helping you attract and retain quality employees. We have access to a wide variety of group retirement and savings plans.

These plans include:

  • Group registered retirement savings plans
  • Deferred profit sharing plans
  • Defined contribution pension plans
  • Non-registered savings programs

Contact today to find out more about group retirement and savings plans, and how they can benefit your business.